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Debt – a four lettered word that not only takes its toll on your financial life but also has the capacity to hamper your emotional and physical well being. Researchers at Ohio State University found that people who were carrying massive debts showed higher levels of physical problems than those with lower levels of debt. Given below are some of the negative

• Heart diseases: The very feeling of being in debt and panic trigger a physical reaction that has a bad influence in our heart rate, it increases our heart rate. A stepped up heart rate may taxes our heart and our arteries to an extent that there are ample possibilities of developing heart beat related ailments.

• Coping behaviors that affect negatively on health: Individuals suffering from financial stress have a tendency o numb their anxiety by drinking, smoking, overeating and even getting addicted to drugs.

• Lost Sleep: People often experience trouble in getting a sound sleep. It is advisable to get a proper sleep of 6-7 hrs a day to stay fit. Lack of sleep which can also impair immune functioning and cognitive abilities.

• Less money for self-care: When some one is in a tight budget, he or she tends to cut corners in areas like health care to pay off for basic expenditures like food, home rent and electricity. In such situations one tends to neglect his or health.

• Unhealthy Emotions: Financial hardship can trigger unhealthy emotions that can take a toll on health. People can experience anxiety, frustration, depression, and a sense of despair as the debt amount spirals up.