Our Community Power Blog

Marriages are made in heaven!! Susan and Robert, my elder brother, tied the knot on the 23 rd of January 2006….The strong love that they had for each other attracted everybody’s attention. Both were similar by nature. They had similar tastes, equal likes and dislikes, had similar thoughts and had almost similar beliefs. All the time they were seen together… just like the… “Juno Swans” .

People say that it was the blessing of the holy spirits that united them. They feel that they are the preacher of true love. Everybody considered them to be the portrait of ideal love.

One day there was a theft in their house. To their surprise, they found that a very good amount of hard cash and some precious things were stolen. Now, to recover the loss was nearly impossible. They accumulated the hard cash because they wanted to throw a party on the occasion of the baptism ceremony of their new born son. Susan always dreamt to throw a gala party on this occasion. Perhaps, this was the first time that their fate would not support them to make their cherished dream come true…Now what would they do? How could they control the entire situation? How could Robert fulfill Susan’s dream?

Thanks to Homeowners Insurance Policy . They opted for it, at the very moment when they bought their new home. And now it was the most valued thing that helped them to overcome the crisis. Perhaps God himself participated in the auspicious occasion of the baptism ceremony of their son.

Truly …..Marriages are made in heaven! Had they not tied a knot with the homeowners insurance policy they wouldn’t have been able to overcome the situation….

Know more about home owners insurance.

Technorati Tags: homeowners insurance, insurance

What if you retire young and get to do all that you have once wished to but couldn’t get time and the money to afford it? That will be great isn’t it?

If you wish to retire young, it’s important that you start planning for your financial security much before than a normal retiree. To begin with, you need to have a home of your own and for that you will have to take out a mortgage if you’re not buying with plain cash. Supplementing your home, there should be life insurance policies providing enough coverage for your life. And then, to cover your healthcare expenses, a health insurance policy can be an ideal one.

An early retirement is something that you can achieve if you have adequate funds that would serve as your retirement money – even higher than the savings of one who’d like to retire at the usual old age. While you start saving for your retirement, there’s one factor you need to take care of – that’s the inflation rate. This will keep you on your toes while you adjust the expenses, save and invest to build up an impressive retirement fund.

Read the rest of this entry »

We keep hearing about the frugal concept and somehow I find it pretty tough to keep myself under control financially. No I am not a spendthrift but sometimes go for impulsive shopping. Slowly but steadily I have learnt to save money by just being smart. It is not so difficult to avoid unnecessary expenditures. Being a little towards the artistic mode I planned to stop wasting money on gifts. My best friend said it looks cheap but I did not pay any heed because I knew this would help in the long run.

With the festive season coming close I am sharing these ideas. It is social responsibility to gift the loved ones, something really precious that can be cherished. This is not related to money but with feelings.

Read the rest of this entry »

“I’ve had enough of it and now I’m gonna give it up” What are you guys thinking??? No no….I’m not an alcoholic or an active smoker and definitely not a shopaholic. Shopaholic…Did u guys hear me??? When most people think of quitting something, they either think of smoking or gambling. You know shopping never comes to their mind. There are many little habits that we pick up unconsciously in our daily routine and spending unnecessarily on shopping is one of them. Recently while browsing the net I came to know about a survey conducted by the American Journal of Psychiatry and the results were shocking – 1 out of 12 people are compulsive shoppers!!!!

I know some people who go out to shop just because they feel low and want to get a “high”, just like a drug addict or an alcoholic. They have racks of unused clothes, shoes, perfumes and accessories with the price tags. They usually hit the shopping malls with the intention of buying one or two new clothes but they come home with bags and bags of purchases. I have even heard that some shopping addicts have an emotional “black out”, the whole shopping spree just erases out of their memory and they completely forget about buying the items. Now that seems to be quite a big problem. But wait…apart from being a psychiatric problem shopping addiction is gonna cause you major financial problems too.

In fact one of the major implications of shopoholism is overwhelming debt. People who are addicted to shopping will spend even when they are in midst of financial crunch, which can soon lead to debt problems. I have seen people shopping on borrowed money and trust me such habits can really wreck havoc not only on your finances but as well as work and relationships. Shopping addiction is certainly a sure fire way to take down all the hard earned money and squash it in a split second. So, if you know someone who is a shopping addict or have accrued unmanageable debts through impulse buying, then please advice them to consult trained financial counselors or psychiatrists. Shopoholism is a serious problem and if unaddressed it can have serious implications.

Technorati Tags: spending habits, shopping addicts, shopping, debts, financial counselors, shopping addiction

The online crimes are on a rise. It’s a misconception that illiterates take to crime to earn money. The sharpest of brains work behind the slightest of crimes. Technology is being used for the purpose; the net being the first victim. You never know what is in store if you give out personal information over the net.

Starting with Viruses, Trojans, Phishing, Spam, online community crimes, drugs, pornography and the list never ends.

Do you have the idea that a spam mail identical to the bank you have account in, can easily take your id and password from you and can simultaneously empty your account? It is highly dangerous to keep any sensitive information online. Scamsters do it for fun, earning money, personal grudge, unhinged mental conditions and many other reasons.

Appropriate measures have been taken to down size the level of crimes but it is the citizen’s duty to help the law to pursue these criminals. Awareness about these cyber thefts, knowledge of prevention should come foremost. Gearing up for the unending battle is our duty. Want to learn more about where you need to report or complain in case of any noticeable criminal act? Which crime should be reported to who? Keep reading..

Read the rest of this entry »